A step-up SIP increases the contribution periodically, often annually. It can help model a savings plan where the invested amount rises as income grows.
How to use this calculator
Enter the requested values, review the assumptions shown by the tool and select Calculate. Try more than one scenario to understand how changes to your inputs affect the estimated result.
What to consider
Even a modest annual increase can meaningfully change projected contributions over long periods. Keep the assumed increase realistic and review the plan if income or expenses change.
Frequently asked questions
What is the difference between SIP and step-up SIP?
A standard SIP usually models a constant periodic contribution. A step-up SIP models increases to that contribution over time. Neither guarantees investment returns.
Related calculators
You may also find the SIP Calculator and NPS Calculator useful.
Educational estimates only. Not financial, investment, legal or tax advice. Verify applicable rules and figures before making decisions.