CTC to In-Hand Salary Calculator

Cost to Company (CTC) can include fixed pay, employer contributions, bonuses and benefits. In-hand salary is the amount received after applicable employee deductions and taxes.

Estimated monthly in-hand
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How to use this calculator

Enter the requested values, review the assumptions shown by the tool and select Calculate. Try more than one scenario to understand how changes to your inputs affect the estimated result.

What to consider

Your payslip can differ because of variable pay, provident fund contributions, professional tax, insurance, employer policies and tax declarations. Check the assumptions in the calculator.

Frequently asked questions

Is CTC the same as gross salary?

Not necessarily. CTC can include employer-side costs that are not paid directly as monthly salary. Gross and net salary also differ from each other.

Related calculators

You may also find the Income Tax Calculator and EPF Calculator useful.

Educational estimates only. Not financial, investment, legal or tax advice. Verify applicable rules and figures before making decisions.